OddsOnODDS ON

Terms and Conditions of Use

Effective Date: February 22, 2026 · Last Updated: February 22, 2026

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THE ODDSON PLATFORM. BY CREATING AN ACCOUNT, ACCESSING, OR USING ANY PART OF THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE, DO NOT USE THE SERVICE.

THESE TERMS CONTAIN AN ARBITRATION AGREEMENT AND A CLASS ACTION WAIVER THAT AFFECT YOUR LEGAL RIGHTS. PLEASE REVIEW SECTIONS 18 AND 19 CAREFULLY.

1. Introduction and Overview

Welcome to OddsOn ("we," "our," or the "Company"). OddsAreOn, Inc. operates a mobile application and related services (collectively, the "Service" or "Platform") that enable users to create, share, and settle friendly odds with people they know or are part of the platform. OddsOn is a social platform designed to bring friends together around shared interests and predictions — it is not a sportsbook, casino, exchange, or gambling operator.

These Terms and Conditions of Use (these "Terms"), together with our Privacy Policy and any Community Guidelines posted on the Platform (collectively, the "Agreements"), govern your access to and use of the Service. By creating an account or otherwise using the Service, you agree to be bound by the Agreements in their entirety.

2. Eligibility

To use the Service, you must: (a) be at least eighteen (18) years of age, (b) be a legal resident of the United States and located in a jurisdiction where use of the Service is not prohibited; (c) have the legal capacity to enter into a binding agreement; and (d) not have been previously suspended or removed from the Service.

You represent and warrant that all information you provide during registration is accurate, current, and complete, and that you will update such information as necessary to maintain its accuracy. We reserve the right to verify your identity, age, and location at any time and to suspend or terminate your account if any information is found to be inaccurate or incomplete.

Employees, officers, and directors of OddsAreOn, Inc. and their immediate family members may use the Service subject to internal policies. OddsOn reserves the right to restrict access for any person whose participation would create a conflict of interest or violate applicable law.

3. Account Registration and Security

You must create an account to access the core features of the Service. You may establish only one (1) account per person. If we discover that you have created multiple accounts, we reserve the right to suspend or terminate any or all such accounts and void any associated activity.

You are solely responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us immediately at support@oddson.app if you suspect any unauthorized access to or use of your account. We are not liable for any loss or damage arising from your failure to safeguard your credentials.

You may not use or access another person's account, with or without their consent, or allow any third party to use your account. You may not create an account on behalf of any other individual.

4. Description of the Service

OddsOn provides a social platform that enables users to:

OddsOn acts solely as a technology platform that facilitates peer-to-peer interactions between users who know each other. The Company does not set odds, determine outcomes, act as a counterparty to any transaction, or take a position on any side of any odds created by users. All odds are created, accepted, and settled directly between users. OddsOn will monitor live events, of which the outcomes are independently determined and will be conveyed via the platform.

5. User Conduct and Prohibited Activities

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

(a) Use the Service in any manner that violates any applicable federal, state, local, or international law or regulation;

(b) Create, publish, request, or promote odds on topics relating to any of the following:

(c) Use the Service to defraud, mislead, or deceive other users, including creating odds where you have material non-public information about the outcome;

(d) Create or accept odds using false identities, impersonate another person, or misrepresent your affiliation with any person or entity;

(e) Use automated means, including bots, scripts, scrapers, or artificial intelligence tools, to interact with the Service without our prior written consent;

(f) Attempt to gain unauthorized access to the Service, other users' accounts, or any systems or networks connected to the Service;

(g) Interfere with or disrupt the integrity or performance of the Service, including introducing viruses, malware, or other harmful code;

(h) Harvest, collect, or store personal information about other users without their express consent;

(i) Use the Service for any commercial purpose not expressly authorized by OddsOn, including advertising, solicitation, or the promotion of third-party products or services; or

(j) Circumvent, disable, or otherwise interfere with any security or access-control features of the Service.

We reserve the right, in our sole discretion, to determine whether any activity violates these Terms and to take appropriate action, including removing content, suspending or terminating accounts, and reporting conduct to law enforcement authorities.

6. User-Created Odds: Terms and Settlement

All odds created on the Platform are agreements between individual users. OddsOn does not participate in, endorse, guarantee, or insure any odds created by users. When you create or accept odds through the Service, you acknowledge and agree that:

7. Dispute Resolution Between Users

If a dispute arises between users regarding the outcome or settlement of odds created on the Platform, the users involved are encouraged to resolve the matter directly. OddsOn may, at its sole discretion, offer dispute resolution tools within the Platform, including community-based review or outcome verification features.

OddsOn does not act as an arbitrator or mediator between users and makes no guarantee regarding the outcome of any user dispute. Any decision rendered through Platform-based dispute tools is provided for convenience only and is not legally binding unless both parties expressly agree otherwise.

Users who repeatedly fail to honor their commitments, engage in dishonest conduct, or abuse the dispute process may have their accounts suspended or terminated.

8. Payments and Financial Transactions

The Service may integrate with third-party payment processors and platforms (such as Venmo, Stripe, or similar services) to facilitate the transfer of funds between users in connection with the settlement of odds. You acknowledge and agree that:

9. Intellectual Property

The Service, including all content, features, functionality, software, text, graphics, logos, trademarks, trade names, and the overall look and feel of the Platform (collectively, "Company Content"), is owned by or licensed to OddsAreOn, Inc. and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use, subject to these Terms. You may not copy, modify, distribute, sell, lease, sublicense, reverse engineer, decompile, or create derivative works based on any Company Content without our prior written consent.

The OddsOn name, logo, and all related product and service names, designs, and slogans are trademarks of OddsAreOn, Inc. You may not use such marks without our prior written permission.

10. User-Generated Content

The Service may allow you to post, share, or transmit content, including but not limited to text, images, odds descriptions, comments, and profile information ("User Content"). You retain ownership of your User Content, but by posting or sharing it through the Service, you grant OddsOn a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, display, and distribute your User Content in connection with operating and promoting the Service.

You represent and warrant that you own or have the necessary rights to post your User Content and that your User Content does not violate any third party's intellectual property rights, privacy rights, publicity rights, or any applicable law.

We reserve the right, but are not obligated, to monitor, review, and remove any User Content at our sole discretion and without notice, for any reason, including content that we believe violates these Terms or is otherwise objectionable.

11. Privacy

Your privacy is important to us. Our collection, use, and disclosure of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the practices described in the Privacy Policy.

You acknowledge that certain features of the Service are inherently social. Information about your activity, including odds you create, accept, and settle, may be visible to other users with whom you are connected on the Platform, subject to your privacy settings. You are responsible for reviewing and adjusting your privacy settings to reflect your preferences.

12. Third-Party Services and Links

The Service may contain links to or integrations with third-party websites, applications, or services that are not owned or controlled by OddsOn. We are not responsible for the content, privacy policies, terms of use, or practices of any third-party services.

Your interactions with third-party services, including payment processors, social networks, and identity verification providers, are solely between you and the applicable third party. OddsOn expressly disclaims any liability arising from your use of any third-party service accessed through or in connection with the Platform.

13. Disclaimers

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ODDSON DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Without limiting the foregoing, OddsOn does not warrant that: (a) the Service will be uninterrupted, timely, secure, or error-free; (b) the results obtained from using the Service will be accurate or reliable; (c) any content, information, or data available through the Service is accurate, complete, or current; or (d) the Service will meet your particular requirements or expectations.

OddsOn does not guarantee the conduct, honesty, or reliability of any user. Your interactions with other users are at your own risk. We encourage you to exercise caution and good judgment when creating and accepting odds with others.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ODDSAREON, INC., ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH: (A) YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SERVICE; (B) ANY CONDUCT OR CONTENT OF ANY USER OR THIRD PARTY ON OR THROUGH THE SERVICE; (C) ANY ODDS CREATED, ACCEPTED, OR SETTLED BETWEEN USERS; (D) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR CONTENT OR ACCOUNT; OR (E) ANY OTHER MATTER RELATING TO THE SERVICE.

IN NO EVENT SHALL ODDSON'S AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE EXCEED THE GREATER OF: (I) THE TOTAL AMOUNT YOU HAVE PAID TO ODDSON IN FEES DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM; OR (II) ONE HUNDRED DOLLARS ($100.00).

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, the limitations above shall apply to the fullest extent permitted by law.

15. Indemnification

You agree to indemnify, defend, and hold harmless OddsAreOn, Inc. and its affiliates, directors, officers, employees, agents, and licensors (collectively, the "Indemnified Parties") from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the Service; (b) your violation of these Terms or any applicable law; (c) your User Content; (d) any odds you create, accept, or settle through the Service; (e) your interaction with any other user; or (f) any dispute between you and another user.

16. Modifications to the Service

We reserve the right to modify, suspend, or discontinue the Service, or any part thereof, at any time and without prior notice or liability to you. We may also impose limits on certain features or restrict your access to parts or all of the Service without notice or liability.

We will use commercially reasonable efforts to notify you of material changes to the Service, but we are not obligated to do so. Your continued use of the Service following any modification constitutes your acceptance of such modification.

17. Modifications to These Terms

We may revise these Terms from time to time. If we make material changes, we will provide you with notice through the Service, by email, or by other reasonable means at least fifteen (15) days before the changes take effect. The "Last Updated" date at the top of these Terms indicates when the most recent revision was made for both the Privacy Policy as well as the Terms and Conditions.

Your continued use of the Service after the effective date of any revised Terms constitutes your acceptance of such revised Terms. If you do not agree with the revised Terms, you must stop using the Service and close your account.

18. Dispute Resolution and Arbitration

This Section 18 governs disputes between you and OddsAreOn, Inc. (not disputes between users, which are addressed in Section 7).

18.1 Informal Resolution

Before initiating any formal proceedings, you and OddsOn agree to attempt to resolve any dispute informally. You must send a written description of the dispute to OddsOn at legal@oddson.app. OddsOn will attempt to resolve the dispute informally within thirty (30) days of receiving your notice. If the dispute is not resolved within that period, either party may proceed to binding arbitration as described below.

18.2 Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the Service that cannot be resolved informally shall be resolved exclusively through binding arbitration administered by the American Arbitration Association ("AAA") in accordance with its Consumer Arbitration Rules then in effect. The arbitration shall be conducted by a single arbitrator. The seat of arbitration shall be Wilmington, Delaware, unless both parties agree to a different location or to proceed remotely.

The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction. The arbitrator may award any relief that a court could award, including injunctive or declaratory relief, but only to the extent necessary to provide the relief warranted by the individual claim.

18.3 Exceptions to Arbitration

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights. Claims within the jurisdiction of a small claims court may also be brought in such court in lieu of arbitration.

19. Class Action Waiver

YOU AND ODDSON AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING.

If this class action waiver is found to be unenforceable, then the entirety of Section 18 (Arbitration) shall be deemed void, and any dispute shall proceed in a court of competent jurisdiction.

20. Governing Law

These Terms and any dispute arising out of or related to the Service shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict-of-law principles. To the extent that any lawsuit or court proceeding is permitted under these Terms, you and OddsOn agree to submit to the exclusive personal jurisdiction of the state and federal courts located in Wilmington, Delaware.

21. Account Termination

You may close your account at any time by contacting us at support@oddson.app or through the account settings in the Platform. Upon closure, your right to use the Service will immediately cease. Any outstanding obligations you have to other users, including unsettled odds, survive termination of your account.

We may suspend or terminate your account at any time, with or without cause, and with or without notice. Grounds for termination include, but are not limited to: (a) violation of these Terms; (b) fraudulent, abusive, or illegal activity; (c) extended periods of inactivity; (d) requests by law enforcement or government agencies; or (e) unexpected technical or security issues.

Upon termination, Sections 5, 6, 9, 10, 13, 14, 15, 18, 19, 20, and 23 shall survive and remain in full force and effect.

22. Electronic Communications

By creating an account, you consent to receive electronic communications from OddsOn, including emails, push notifications, in-app messages, and SMS text messages, relating to your account, the Service, updates to these Terms, and promotional materials. You may opt out of promotional communications at any time through your account settings, but you may not opt out of transactional or legal communications related to your account, including one-time SMS verification codes required for account access. By providing your phone number and tapping "Send Code," you consent to receive a one-time SMS verification code from OddsOn. Message and data rates may apply.

You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

23. General Provisions

23.1 Entire Agreement

These Terms, together with the Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and OddsOn regarding the Service and supersede all prior and contemporaneous agreements, proposals, and communications, whether oral or written.

23.2 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court or arbitrator of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, shall be severed. The invalidity of any provision shall not affect the validity of the remaining provisions.

23.3 Waiver

No failure or delay by OddsOn in exercising any right or remedy under these Terms shall operate as a waiver thereof. No waiver of any provision shall be deemed a waiver of any subsequent breach of the same or a different provision.

23.4 Assignment

You may not assign or transfer these Terms or any rights hereunder without our prior written consent. OddsOn may assign these Terms, in whole or in part, without restriction, including in connection with a merger, acquisition, reorganization, or sale of assets.

23.5 Force Majeure

OddsOn shall not be liable for any failure or delay in performing its obligations under these Terms where such failure or delay results from circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, pandemics, war, terrorism, labor disputes, government actions, power failures, internet disruptions, or third-party service outages.

23.6 No Third-Party Beneficiaries

These Terms do not create any third-party beneficiary rights in any individual or entity that is not a party to these Terms.

23.7 Headings

Section headings in these Terms are for convenience only and shall not affect the interpretation of any provision.

24. Regulatory Compliance

OddsOn is committed to operating in compliance with all applicable laws and regulations. The availability and features of the Service may vary by jurisdiction. We reserve the right to restrict, modify, or discontinue the Service in any jurisdiction where we determine, in our sole discretion, that such action is necessary to comply with applicable law.

You are solely responsible for determining whether your use of the Service complies with applicable laws in your jurisdiction. OddsOn makes no representation or warranty that the Service is appropriate or available for use in any particular jurisdiction. Users who access the Service from jurisdictions where the Service or its features may be restricted do so at their own risk and are responsible for compliance with local laws.

We cooperate with law enforcement authorities and regulatory bodies as required by applicable law and may disclose your information in response to valid legal processes, as further described in our Privacy Policy.

25. Responsible Use

OddsOn is designed to make friendly interactions between friends more engaging and fun. We encourage all users to use the Platform responsibly and within their means. If you feel that your use of the Platform is becoming excessive or problematic, we encourage you to take a break and to seek support from trusted friends, family, or professionals.

We may, at our discretion, implement features that help users manage their activity, including usage reminders, voluntary activity limits, or temporary account pauses. We reserve the right to restrict account activity if we believe, in our sole discretion, that a user's behavior suggests patterns inconsistent with responsible use.

26. Contact Information

If you have any questions about these Terms or the Service, please contact us at:

OddsAreOn, Inc. Email: legal@oddson.app Support: support@oddson.app Website: www.oddson.app

By using OddsOn, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions of Use.